About Us
Our Story
Family Vision is part of the Family Finance group which is a family-owned business established in 1953.
Based in South Wales, Family Finance was founded by a consortium of local business people led by the grandfather of the current Managing Director. Its ethos? To provide finance for families. In some cases, we are now providing financial services to third generation families.
We pride ourselves on supplying top quality brand names that have an excellent track record for reliability. We also ensure you are provided with a top quality after-sales service that’s second to none, backed up by quality manufacturer’s guarantees.
We offer a wide variety of household goods ranging from bedroom furniture to the very latest high-quality SMART ULTRA HD 4K TV. If you don’t see the product you want please ask, as we may be able to source specific items on request.
Why Choose ‘Rent-to-Own’?
All goods supplied by Family Vision are available to purchase via Family Finance’s flexible ‘rent-to-own’ credit agreements, providing you the option of allowing you to spread your payments over a period of up to 3 years with interest at [33%] per annum (fixed). Note that when you buy goods on credit you will pay more than if you had paid in cash as interest and an option to purchase fee is also payable.
* All credit is subject to status and an affordability assessment by Family Finance. T&C’s apply. 18’s+. Please consider whether the product is suitable and affordable to you and think how you will manage your repayments if your circumstances change.
Credit Repayment Calculator
Please note that this is an estimate only.
How it Works
All goods supplied by Family Vision are available to purchase via Family Finance’s flexible ‘rent-to-own’ credit agreements, providing you the option of allowing you to spread your payments over a period of up to 3 years with interest at [33%] per annum (fixed). Note that when you buy goods on credit you will pay more than if you had paid in cash as interest and an option to purchase fee is also payable.
* All credit is subject to status and an affordability assessment by Family Finance. T&C’s apply. 18’s+. Please consider whether the product is suitable and affordable to you and think how you will manage your repayments if your circumstances change.
Choose
Browse our range of rent-to-own products until you find exactly what you're looking for.
Apply
Apply online for your chosen financing option. All applications for finance are subject to credit and affordability checks.
Enjoy
Sit back, relax and let us do the heavy lifting while you enjoy your new purchase. We'll still be here for any questions you have regarding your payment plan.
Advice and Answers
You must have a regular income and the ability to repay the loan on time. Our lending partner, Family Finance, will consider current and previous credit history as part of the affordability assessment. We obviously cannot guarantee that everyone who applies will be successful.
Your first repayment is normally due within 1 month of you receiving the goods.
Family Finance conduct affordability assessments as a responsible lender, in line with the rules of the Financial Conduct Authority. Family Finance will use this information to determine whether they think you can afford to repay the credit agreement. An affordability assessment is a straightforward series of questions and checks, to establish that the credit agreement is both right and affordable for you. By reviewing your current income and outgoings, they establish whether your repayments will be sustainable throughout the term of the agreement as where possible they would like to avoid you getting into financial difficulty.
Family Finance will require proof of income, such as your most recent wage slip or benefits letter and proof of your regular monthly outgoings (bills etc). They also require proof of ID and address. This can include photographic ID, bank statements, utility bills and benefits letters.