Important Information

We are aware of scams involving individuals being offered loans which require an advanced upfront fee. These organisations are saying they represent us but they DO NOT. We DO NOT charge up-front fees for our loans and WOULD NOT approach you directly in this way. If you think you have been a victim of such a scam, please contact your bank immediately and report it to action fraud.
Electrical & Furniture Shop Tredegar
Family Vision

We are a credit broker acting solely on behalf of Family Finance Ltd. For more details click here

Julian Bowen Stanmore Dining Set

Julian Bowen Pembroke Dining Set

Julian Bowen Brooklyn Dining Set

Julian Bowen Astoria Table

Julian Bowen Sandringham 3 Seater Sofa

Buoyant Atlantis Corner Sofa Bed

Julian Bowen Verona Double Bed Frame

Julian Bowen Rilato Double Bed

Pay Monthly Furniture & Electricals

At Family Vision Ltd, we offer a wide range of pay monthly electricals and furniture. Our rent to own furniture and electricals, can be spread over a period of time that works for you. All applications for finance are subject to credit and affordability checks. For more information or to apply for pay monthly furniture or electricals, then be sure to contact us today.

Representative Example
Product Price £715.32 | Number of months 36 | Total Amount Payable £1,424.44 | 35 Monthly Instalments of £39.54 | Final Payment (incl. £1 option to purchase fee) £40.54 |  Rate of Interest (fixed per annum) 51.88% | Representative Annual Percentage Rate (APR) 66.2%
Delivery Price – NOT included

Apple iPhone 14

Apple AirPods

Apple Watch Series 8

Apple iPhone 14 Pro Max

Apple Macbook Air M1 Laptop

One of Tredegar's Leading Furniture & Electrical Shops

Shop by Department

All Products




Bedroom Furniture




Dining Room







Small Appliances

Our Popular Rent to Own Furniture & Electrical Options

We offer an extensive range of electricals and furniture and have served the people of Tredegar and the surrounding areas for many years. Whether you need a replacement washing machine in an emergency or you’ve just moved into your first home, we have everything to make a house a home. Our lending partner, Family Finance, can offer finance options so you can buy new furniture and spread the cost over a period that works for you. This means that you’ll pay off your items monthly and once they are paid in full, you’ll own the items. Please note that you will also have to pay interest and an option to purchase fee if you pay for your goods using a Family Finance loan agreement. So if you’re looking for “Pay Monthly Electricals” or something similar and are based in or around the Tredegar areas, then Family Vision, working with our lending partner Family Finance, can help. Both Family Vision and Family Finance are regulated by the FCA. Before any finance application is approved by Family Finance you’ll need to pass its relevant credit and affordability checks. Please consider before purchasing whether the product is suitable and affordable to you and think how you will manage your repayments if your circumstances change.


From £32.06 Per Month

Smoke Hollow 36″ (91.4cm) Premium Charcoal Barbecue


From £16.58 Per Month.

Greenworks 48V (2 x 24V) 36cm Lawn Mower & 24V 25cm Trimmer with Two 4Ah Batteries & Twin Charger


From £26.75 Per Month

Lifetime 7ft Swing Set (3-12 Years)


From £27.64 Per Month

Backyard Discovery Victorian Inn Cedar Playhouse


Representative Example
Product Price £715.32 | Number of months 36 | Total Amount Payable £1,424.44 | 35 Monthly Instalments of £39.54 | Final Payment (incl. £1 option to purchase fee) £40.54 |  Rate of Interest (fixed per annum) 51.88% | Representative Annual Percentage Rate (APR) 66.2%
Delivery Price – NOT included

MSI Cyborg 15 Gaming Laptop


From £55.22 Per Month.

Ninja Air Fryer AF400


From £13.82 Per Month

Pavillion 3m x 3m Gazebo with Fabric Roof – Grey


From £33.44 Per Month

Apple iPhone 14


From £43.71 Per Month

Family Vision Ltd - Your Local Rent To Own Specialists

Family Vision, in partnership with Family Finance, are proud to be rent to own specialists and our reputation has helped us to become one of the top options for pay monthly “rent to buy” furniture and electricals in Tredegar and across the surrounding areas. As part of the consumer duty obligations on Family Vision as credit broker and Family Finance as lender, we’ll ensure you fully understand the agreement you are entering, from how much you’ll be paying back each month, to the APR and what the total cost for the item will be. Family Finance, will ensure you undergo a thorough application process This will involve verifying your identity, and both a credit and affordability check.

Cameo – 3 Door Wardrobe


From £41.40 Per Month.


From £31.51 Per Month.

Radley 6 Drawer Chest – Anthracite


From £17.14 Per Month.


From £27.64 Per Month.

Julian Bowen Maine 3+2 Drawer Chest


From £22.11 Per Month


From £8.23 Per Month

Our Range Of Rent to Own Products - Pay Monthly

Leisure CS90F530K Dual Fuel Range Cooker 90cm


From £65.17 Per Month

Hotpoint HD5G00CCBK/UK Gas Freestanding 50cm Double Cooker – Black


From 27.03 Per Month

Hotpoint HD5V92KCB Electric Cooker


From £21,01 Per Month

Leisure Gas Cooker CLA60GAC 60CM


From £35.88 Per Month

Customer Reviews


Amelia Jones

Great friendly staff good prices would recommend.


Tracey Louise Mccarthy

Been with family vision many years very friendly on time with delivery’s very helpful if you need items tv beds etc already recommended 2 other customers.


Eluned Lewis

Brilliant service from this company after one phone call i had a visit from a lovely gentleman called Dai who got me exactly what i needed straight away.


A. We offer ‘rent-to-own’ hire purchase agreements over a period of 1-3 years for you to purchase Family Vision goods. The exact terms will depend upon your personal circumstances and on the affordability assessment. This is to ensure the repayments are affordable for you.

A. This is a type of borrowing called ‘hire purchase’ – you don’t own the goods until you have paid in full. If you fall behind with payments, or have financial difficulties such that you cannot pay, you may be able to return the goods to the lender. The lender also has rights to repossess the goods if you stop paying.

‘Rent-to-own’ is a specific category of ‘hire purchase’ which has to ensure that the interest rate on the agreement is not too high. The total amount you pay for the goods never exceeds double the cash price (including delivery etc charges). Additionally, the price of the goods is checked against at least 3 other retailers to ensure it is competitive, in a process called benchmarking.

A. Our interest rate is fixed 33% flat per annum. This works out at 73.50% APR over 1 year; 70.20% over 2 years and 66.20% over 3 years.

Here is a representative example of what you would pay for typical goods:

12 Months

24 Months

36 Months

Product Price £715.32

Product Price £715.32

Product Price £715.32

11 Monthly Instalments of £79.28

23 Monthly Instalments of £49.48

35 Monthly Instalments of £39.54

Number of months 12

Number of months 24

Number of months 36

Total Amount Payable £952.36

Total Amount Payable £1188.52

Total Amount Payable £1424.44

Final Payment (incl. £1 option to purchase fee) £80.28

Final Payment (incl. £1 option to purchase fee) £50.48

Final Payment (incl. £1 option to purchase fee) £40.54

Rate of Interest (fixed per annum) 56.22%

Rate of Interest (fixed per annum) 54.32%

Rate of Interest (fixed per annum) 51.88%

Representative Annual Percentage Rate (APR) 73.20%

Representative Annual Percentage Rate (APR) 70.10%

Representative Annual Percentage Rate (APR) 66.20%

A. No late or hidden charges apply during the course of your agreement with us. Delivery Charges Apply (See Question 20 of FAQ'S)

A. You must be over 18 years of age, be a resident in the UK and have a regular income. In addition, you cannot have been declared bankrupt nor had a DRO or IVA in the past 12 months. If you have an IVA currently in place, you will need to obtain permisssion from your IVA supervisor before obtaining any new credit over £500.

A. You can apply by completing our online application form here, or by discussing this with your current collector if you are a current customer, or by calling 01495 726565 and we will explain the easiest way for you to apply.

A. We will provide you a collector. They will call on a day and time convenient to you. You can pay either by cash or debit card to the collector. Alternatively, you can set up a Continuous Payment Authority (CPA) and have the money paid directly from your bank account, without the need for a caller.

At Family Vision Ltd, we deliver our furniture across South Wales and many of the surrounding areas, including but not limited to, Caerphilly, Swansea, Ebbw Vale, Brynmawr, Aberdare, Merthyr Tydfil, Cardiff, Cwmbran, Newport, Pontypool, Abergavenny, Llanelli, Port Talbot, Monmouth, Bath and Pontypridd.

At Family Vision Ltd, we deliver our electrical items across South Wales and many of the neighbouring counties, towns and cities; including but not limited to, Merthyr Tydfil, Pontypool, Pontypridd, Caerphilly, Abergavenny, Newport, Llanelli, Ebbw Vale, Aberdare, Port Talbot and Swansea.