Pay Monthly Furniture & Electricals
At Family Vision Ltd, we offer a wide range of pay monthly electricals and furniture. Our rent to own furniture and electricals, can be spread over a period of time that works for you. All applications for finance are subject to credit and affordability checks. For more information or to apply for pay monthly furniture or electricals, then be sure to contact us today.
Product Price £715.32 | Number of months 36 | Total Amount Payable £1,424.44 | 35 Monthly Instalments of £39.54 | Final Payment (incl. £1 option to purchase fee) £40.54 | Rate of Interest (fixed per annum) 51.88% | Representative Annual Percentage Rate (APR) 66.2%
Delivery Price – NOT included
Our Range Of Rent to Own Products - Pay Monthly
Great friendly staff good prices would recommend.
Tracey Louise Mccarthy
Been with family vision many years very friendly on time with delivery’s very helpful if you need items tv beds etc already recommended 2 other customers.
Brilliant service from this company after one phone call i had a visit from a lovely gentleman called Dai who got me exactly what i needed straight away.
A. We offer a full range of household white goods, furniture and consumer electronic products. We have friendly staff who will help you choose and can often source a particular product you may have in mind, even if not advertised on our website.
Goods are available for cash or credit (subject to status) on flexible terms. Please ask us for more information on 01495 726565 or email firstname.lastname@example.org
A. We offer ‘rent-to-own’ hire purchase agreements over a period of 1-3 years for you to purchase Family Vision goods. The exact terms will depend upon your personal circumstances and on the affordability assessment. This is to ensure the repayments are affordable for you.
A. This is a type of borrowing called ‘hire purchase’ – you don’t own the goods until you have paid in full. If you fall behind with payments, or have financial difficulties such that you cannot pay, you may be able to return the goods to the lender. The lender also has rights to repossess the goods if you stop paying.
‘Rent-to-own’ is a specific category of ‘hire purchase’ which has to ensure that the interest rate on the agreement is not too high. The total amount you pay for the goods never exceeds double the cash price (including delivery etc charges). Additionally, the price of the goods is checked against at least 3 other retailers to ensure it is competitive, in a process called benchmarking.
A. Our interest rate is fixed 33% flat per annum. This works out at 73.50% APR over 1 year; 70.20% over 2 years and 66.20% over 3 years.
Here is a representative example of what you would pay for typical goods:
Product Price £715.32
Product Price £715.32
Product Price £715.32
11 Monthly Instalments of £79.28
23 Monthly Instalments of £49.48
35 Monthly Instalments of £39.54
Number of months 12
Number of months 24
Number of months 36
Total Amount Payable £952.36
Total Amount Payable £1188.52
Total Amount Payable £1424.44
Final Payment (incl. £1 option to purchase fee) £80.28
Final Payment (incl. £1 option to purchase fee) £50.48
Final Payment (incl. £1 option to purchase fee) £40.54
Rate of Interest (fixed per annum) 56.22%
Rate of Interest (fixed per annum) 54.32%
Rate of Interest (fixed per annum) 51.88%
Representative Annual Percentage Rate (APR) 73.20%
Representative Annual Percentage Rate (APR) 70.10%
Representative Annual Percentage Rate (APR) 66.20%
A. You must be over 18 years of age, be a resident in the UK and have a regular income. In addition, you cannot have been declared bankrupt nor had a DRO or IVA in the past 12 months. If you have an IVA currently in place, you will need to obtain permisssion from your IVA supervisor before obtaining any new credit over £500.
A. You can apply by completing our online application form here, or by discussing this with your current collector if you are a current customer, or by calling 01495 726565 and we will explain the easiest way for you to apply.
A. We will provide you a collector. They will call on a day and time convenient to you. You can pay either by cash or debit card to the collector. Alternatively, you can set up a Continuous Payment Authority (CPA) and have the money paid directly from your bank account, without the need for a caller.
At Family Vision Ltd, we deliver our furniture across South Wales and many of the surrounding areas, including but not limited to, Caerphilly, Swansea, Ebbw Vale, Brynmawr, Aberdare, Merthyr Tydfil, Cardiff, Cwmbran, Newport, Pontypool, Abergavenny, Llanelli, Port Talbot, Monmouth, Bath and Pontypridd.