Virtual reality headsets open up a different way to play, but the upfront cost of a good headset can be a barrier. Getting a VR headset on finance means you can spread the cost over monthly payments rather than covering it all in one go.
Family Vision offers a range of VR headsets with pay-monthly options through rent-to-own hire purchase agreements provided by Family Finance. Applications are assessed individually, subject to status and an affordability check.
Rather than a single upfront cost, monthly payments split the total price of a VR headset into regular instalments over an agreed term. The repayment amount and total cost are explained clearly during the enquiry process before you commit.
Buying a VR headset on finance will cost more overall than paying in cash. Check that the monthly repayment is affordable for your circumstances before signing an agreement.
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Rent-to-own is a form of hire purchase. You receive the headset straight away, but you do not own it until all payments have been made in full. If payments stop, Family Finance may have the right to repossess the goods. Interest is limited so the total amount payable never exceeds double the original cash price, including any related charges.
Repayments are made monthly using the method agreed when your finance is set up, including standing order, Continuous Payment Authority, debit card, cash or bank transfer. Full payment details are confirmed in your agreement.
Your first payment is usually due within one month of the headset being delivered. The repayment date and schedule are confirmed before you commit.
VR headsets are available through rent-to-own hire purchase agreements provided by Family Finance. Agreements typically run over one to three years, depending on your circumstances and the affordability assessment.
You can still apply. Every application is assessed individually and includes an affordability check. A poor credit history does not automatically mean you will be declined.
You can make an enquiry, but approval is subject to an affordability assessment carried out by Family Finance, taking your overall circumstances into account.
If you have questions about headsets, compatibility or the application process, the Family Vision team is available to help.
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