Pay-Monthly Phones

Explore our wide range of mobile phones. All available on hire purchase with flexible terms to help spread the cost.

A total of 18 products in this collection

Smart Choices. Iconic Tech. Apple and Samsung Made Affordable.

Upgrade to the latest Apple and Samsung smartphones with our flexible pay monthly plans. Whether you’re after the newest iPhone or the latest Galaxy device, we offer convenient financing options to fit your budget. Enjoy premium features, cutting-edge technology, and the freedom to spread the cost over time—all without compromise.
 

 

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Why Choose Pay Monthly Phones

1. Affordable Payments

Upgrade to the latest Apple and Samsung phones with our flexible pay monthly plans. Whether you’re eyeing the newest iPhone or the latest Galaxy model, our affordable financing options let you spread the cost—making top-tier smartphones more accessible than ever.

 

2. Wide Selection of Phones

Explore a diverse range including:

  • iPhone 16 / iPhone 16 Pro Max – Upcoming or newly released models expected to feature enhanced cameras, performance boosts, and iOS updates.
  • iPhone 15 – Current generation with Dynamic Island, USB-C, and camera upgrades.
  • Samsung Galaxy S24 / S24 Ultra – Flagship Android models with top-tier displays, cameras, and AI-powered features.
  • Samsung Galaxy Z Flip – Stylish foldable with compact design and flexible display.
  • Samsung Galaxy S23 – Previous-gen powerhouse with excellent performance and value.

 

3. No Hidden Fees

Our transparent payment plans ensure there are no hidden costs. What you see is what you get, with no surprises.

 

4. Quality and Durability

Apple and Samsung phones are built to last, combining premium materials with advanced engineering for exceptional durability and performance. Whether you prefer the sleek innovation of iPhone or the powerful versatility of Galaxy devices, you’re investing in smartphones designed to enhance your digital life for years to come.

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FAQs

What is rent-to-own or rent-to-buy?

This is a type of borrowing called ‘hire purchase’ – you don’t own the goods until you have paid in full. If you fall behind with payments, or have financial difficulties such that you cannot pay, you may be able to return the goods to your lender, Family Finance. They also have the right to repossess the goods if you stop paying.

‘Rent-to-own’ is a specific category of ‘hire purchase’ which has to ensure that the interest rate on the agreement is not too high. The total amount you pay for the goods never exceeds double the cash price (including delivery etc charges). Additionally, the price of the goods is checked against at least 3 other retailers to ensure it is competitive, in a process called benchmarking.

How do I make payments?

There are different payment options available including payment through a standing order, Continuous Payment Authority (CPA), cash, debit card and bank transfer.

When do I start making repayments?

Your first repayment is normally due within 1 month of you receiving the goods.

What type of credit agreements do you offer?

We work with our lending partner, Family Finance, who offer ‘rent-to-own’ hire purchase agreements over a period of 1-3 years for you to purchase Family Vision goods. The exact terms will depend upon your personal circumstances and on the affordability assessment undertaken by Family Finance. This is to ensure the repayments are affordable for you.