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Pay Monthly Pre-Loved/Clearance Products

Discover Flexible Payment Plans for Premium Pre-Loved and clearance products. From second hand phones and computers to ex display amazing quality Sofas and TV's we have it all on this page at amazing low prices!

Affordable Quality, Reimagined

Our pay monthly plans for pre-loved and second-hand products make it easier than ever to find great deals on items that are both affordable and sustainable. Whether you’re looking for furniture, electronics, or home essentials, we have the perfect financing options to suit your needs.

 

 

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All Pay Monthly Pre-Loved/ Clearance products

Why Choose a Pre-Loved or Clearance Product?

1. Affordable Payments

With our flexible financing options, you can spread the cost of your pre-loved and second-hand products over several months. Enjoy quality items at a fraction of the cost without breaking the bank.

 

2. Wide Selection

Explore a vast range including:

    • Electronics: Affordable gadgets, including smartphones, laptops, and TVs.
    • Home Essentials: Quality kitchen appliances, home decor, and more.
    • Outdoor Equipment: From garden tools to patio furniture, find great deals on pre-loved outdoor gear.

3. No Hidden Fees

Our transparent payment plans ensure there are no hidden costs. What you see is what you get, with no surprises.

 

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FAQs

What is rent-to-own or rent-to-buy?

This is a type of borrowing called ‘hire purchase’ – you don’t own the goods until you have paid in full. If you fall behind with payments, or have financial difficulties such that you cannot pay, you may be able to return the goods to your lender, Family Finance. They also have the right to repossess the goods if you stop paying.

‘Rent-to-own’ is a specific category of ‘hire purchase’ which has to ensure that the interest rate on the agreement is not too high. The total amount you pay for the goods never exceeds double the cash price (including delivery etc charges). Additionally, the price of the goods is checked against at least 3 other retailers to ensure it is competitive, in a process called benchmarking.

How do I make payments?

There are different payment options available including payment through a standing order, Continuous Payment Authority (CPA), cash, debit card and bank transfer.

When do I start making repayments?

Your first repayment is normally due within 1 month of you receiving the goods.

What type of credit agreements do you offer?

We work with our lending partner, Family Finance, who offer ‘rent-to-own’ hire purchase agreements over a period of 1-3 years for you to purchase Family Vision goods. The exact terms will depend upon your personal circumstances and on the affordability assessment undertaken by Family Finance. This is to ensure the repayments are affordable for you.