Pay Monthly Carpets

Rent-to-own, also known as rent-to-buy, is a form of hire purchase. Your carpets are supplied and fitted, but ownership does not transfer until all payments have been made in full. If you fall behind on payments or face financial difficulties, it may be possible to return the goods to the lender, Family Finance. They also have the right to repossess the goods if payments stop. These agreements include protections, such as limits on interest so the total amount payable never exceeds double the cash price, including any related charges. Prices are benchmarked to ensure they are competitive.

Monthly repayments are made using the payment method agreed when your finance is arranged. This can include standing order, Continuous Payment Authority, debit card, cash, or bank transfer. The repayment schedule and amounts are clearly outlined in the agreement.

The first repayment is usually due within one month of your carpets being supplied or fitted. The exact date and repayment plan will be shown clearly before you commit.

Carpets on finance are provided through rent-to-own hire purchase agreements offered by the lending partner, Family Finance. Agreements typically run over one to three years, depending on your circumstances and the affordability assessment.

You can still apply. Each application is reviewed individually and includes an affordability check. Having bad credit does not automatically mean you will be declined, but approval depends on your financial situation and ability to manage repayments.

You can still enquire, but approval depends on an affordability assessment. Family Finance will review your circumstances to decide whether the repayments are affordable.