Washing Machines on Finance
Washing machines on finance give you a straightforward way to replace it without needing the full cost available upfront, spreading repayments over a period that works for your budget.
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Spread the Cost of a New Washing Machine
Rather than waiting until you can pay in full, monthly payments let you act as soon as the need arises. Before you commit to anything, the repayment schedule, monthly amount and total cost are all laid out clearly during the enquiry process so you can make an informed decision.
It is worth remembering that financing a washing machine will cost more overall than paying the full price in cash. Check that the monthly repayment fits comfortably within your budget and that you could still manage it if your circumstances changed before signing an agreement.
Reasons to choose a washing machine on finance
1. Replace a broken machine without the wait
A washing machine failure does not give much notice. Monthly payments mean you can deal with a replacement promptly without needing a large sum available immediately, keeping disruption to your household routine to a minimum.
2. A range of machines to suit different households
Family Vision stocks washing machines suited to different household sizes and usage levels, including:
- Freestanding washing machines in a range of drum capacities
- Machines with varying spin speeds and programme options
- Models from recognised brands
- Options suited to both smaller and larger households
3. Transparent terms before you commit
All repayment details are explained clearly as part of the enquiry process. The total amount payable, monthly instalment and term length are confirmed before you sign anything, so there are no surprises once the agreement is in place.
FAQs
Rent-to-own is a form of hire purchase. You receive the washing machine straight away and use it from the point of delivery, but legal ownership does not transfer until every payment has been made in full. If payments stop, Family Finance may be entitled to repossess the goods. These agreements include protections, including a limit on interest, so the total amount payable never exceeds double the original cash price, including any related charges.
Repayments are collected each month using the payment method agreed when your finance is arranged. Typical options include standing order, Continuous Payment Authority, debit card, cash or bank transfer. All payment details are set out in your written agreement.
Your first repayment is usually due within one month of the washing machine being delivered. The exact date and repayment schedule are confirmed before you commit.
Washing machines at Family Vision are available through rent-to-own hire purchase agreements provided by Family Finance. Agreement terms typically run between one and three years, depending on your circumstances and the outcome of the affordability assessment.
You can still apply. Applications are assessed individually, and having a poor credit history does not mean you will automatically be declined. Approval depends on your current financial situation and your ability to manage the agreed repayments.
You can make an enquiry. Whether you are approved depends on an affordability assessment carried out by Family Finance, which looks at your overall circumstances. Providing accurate information at the point of application helps ensure the right outcome for your situation.
If your financial situation changes and you are worried about keeping up with repayments, contact Family Finance as early as possible. The team can talk through the options available and explain what support is in place.
Speak to our finance team
If you have questions about a specific product, the application process or how monthly payments work for washing machines, the Family Vision team is here to help.
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