Fridges on Finance

If your fridge needs replacing and paying upfront is not an option, fridge finance gives you a practical way to spread the cost over monthly or weekly payments.

Spread the Cost of a New Fridge

Rather than delaying a replacement until you can cover the full price, monthly payments let you act when you need to. Before you commit, the full repayment schedule and total amount payable are explained clearly during the enquiry process.

It is important to understand that paying through finance will cost more than paying the full price in cash. Check that the monthly amount is affordable for your household before signing an agreement.

The Benefits of a Fridge on Finance

1. Pay in Manageable Monthly Instalments

Spreading the cost of a fridge replacement makes it easier to act quickly without putting pressure on your finances. The total cost and repayment amount are clear from the start.

 

2. Choice of Sizes and Styles

Family Vision stocks a range of fridges to suit different households, including:

  • Freestanding larder fridges for standalone installation
  • Under-counter fridges suited to smaller kitchens or utility rooms
  • Models from a range of brands in varying capacities

 

3. Transparent Payment Terms

All repayment information is set out before you commit. There are no hidden fees, and the full amount payable is always shown in the agreement.

FAQs

What does rent-to-own mean for a fridge on finance?

Rent-to-own is a form of hire purchase. You receive the fridge straight away, but you do not own it until all payments have been made in full. If payments stop, Family Finance may have the right to repossess the goods. Agreements include protections limiting the total amount payable to no more than double the cash price, including related charges.

How do monthly payments work for a fridge on finance?

Repayments are made monthly using the method agreed when your finance is set up. Options typically include standing order, Continuous Payment Authority, debit card, cash or bank transfer. Full details are confirmed in your agreement.

When does repayment start on a pay-monthly fridge?

Your first payment is usually due within one month of the fridge being delivered. The repayment date and schedule are shown clearly before you commit.

What type of finance agreement is used for fridges?

Fridges are available through rent-to-own hire purchase agreements provided by the lending partner, Family Finance. Agreements typically run over one to three years, depending on your circumstances and the outcome of the affordability assessment.

Can I apply for a fridge on finance with bad credit?

You can still apply. Every application is reviewed individually and includes an affordability check. Bad credit does not automatically result in a decline, but approval depends on your current situation and ability to manage repayments.

Can I apply for a pay-monthly fridge if I am not working?

You can make an enquiry, but approval is subject to an affordability assessment. Family Finance will look at your overall financial position to decide whether the repayments are manageable.