Pay-Monthly Small Appliances

Rent-to-own, also known as rent-to-buy, is a type of hire purchase agreement. You receive the appliance straight away, but ownership transfers only once all payments have been made in full. If you fall behind with payments or experience financial difficulties, it may be possible to return the goods to the lender, Family Finance. They also have the right to repossess the goods if payments stop. These agreements include protections such as limits on interest, meaning the total amount payable never exceeds double the cash price, including delivery or related charges. Prices are benchmarked against other retailers to ensure they are competitive.

Repayments are made in regular instalments and can typically be arranged weekly or monthly, depending on the agreement offered. The instalment amount, frequency, and total payable figure are confirmed before you commit.

The first repayment is usually due within one month of receiving your appliance. If weekly instalments are arranged, payments may begin sooner. The full schedule will be clearly outlined in your agreement.

Small appliances are offered through rent-to-own hire purchase agreements provided by the lending partner, Family Finance. Agreements generally run over one to three years, depending on your circumstances and the affordability assessment. Repayments may be structured weekly or monthly.

You can still apply. Each application is assessed individually and includes an affordability check. Having bad credit does not automatically mean you will be declined.

You can still enquire, but approval depends on an affordability assessment. Family Finance will review your circumstances to determine whether repayments are affordable.