Pay-Monthly TVs

This is a type of borrowing known as hire purchase. You get the TV straight away, but you do not own it until all payments have been made in full. If you fall behind on payments or experience financial difficulties, it may be possible to return the TV to the lender, Family Finance. They also have the right to repossess the TV if payments stop. Rent-to-own is a specific type of hire purchase where protections apply, including limits on interest so the total amount payable never exceeds double the cash price, including delivery or related charges. Prices are also benchmarked against other retailers to ensure they are competitive.

There are several ways to make monthly payments for a TV on finance. Options can include standing order, Continuous Payment Authority, debit card, cash, or bank transfer. The available methods will be explained when your agreement is set up, so you can choose what works best for you.

Your first repayment is usually due within one month of receiving your TV. The exact date will be clearly set out in your agreement, along with the full repayment schedule.

Pay monthly TVs are offered through rent-to-own hire purchase agreements provided by the lending partner, Family Finance. Agreements typically run over one to three years. The exact terms depend on your personal circumstances and the affordability assessment carried out as part of the application process.

You can still apply. Each application is assessed individually and includes an affordability check. Having bad credit does not automatically mean you will be declined, but approval depends on your current financial situation and ability to manage the repayments.

You can still enquire, but approval depends on an affordability assessment. Family Finance will look at your overall circumstances to decide whether the repayments are affordable for you. Providing accurate information during the application helps ensure the right decision is made.