Discover TVs with Our Buying Guide for TVs on Finance.
Finding the perfect TV can truly transform your entertainment experience, whether you’re watching movies, sports, or playing video games. However, with so many options on the market today, choosing the right one can feel overwhelming. From numerous brands to a wide array of features, it’s difficult to know where to start. Additionally, technology is constantly evolving, with new models offering upgrades like 4K and 8K resolution, OLED and QLED displays, and advanced smart features. With all these choices, it’s important to find the right balance between what’s available and what suits your needs.
One solution for those looking to invest in a premium model without breaking the bank is considering a TV on finance. Pay monthly TVs allows you to get access to high-end models and the latest technology without having to pay the full price upfront. This flexibility helps you manage your budget while still enjoying the innovations that come with modern TVs, like stunning visuals and intuitive smart features. Whether you’re eyeing a sleek OLED display or a powerful 8K TV, financing can make owning the best technology more affordable.
In this guide, we’ll walk you through the key factors to consider when selecting your next TV, ensuring you make an informed decision that meets your needs and preferences. Whether you’re looking for an affordable option or aiming to splurge on the latest features, we’ll help you navigate the options available so you can find the perfect TV that fits both your entertainment desires and your budget. With TVs on Finance, you can have the entertainment experience you’ve always dreamed of, without the financial strain.
Getting Started: Key Considerations for Choosing the Perfect TV
When it comes to choosing the perfect TV, there are a few key factors to keep in mind. With so many models on the market, it’s important to think about what truly matters to you—whether it’s screen size, picture quality, smart capabilities, or the latest display technology. Each of these elements plays a crucial role in enhancing your viewing experience. If you’re not ready for a large upfront cost, TVs on Finance offer a flexible way to enjoy premium options without the immediate financial strain. This guide will help you navigate these considerations and find the ideal TV that fits both your needs and your budget.
What will you use your TV for?
If you love streaming shows and movies, consider a TV with easy access to apps to make viewing more convenient. For gaming, look for a TV that provides a smooth and immersive experience to enhance your play. Sports fans may want a TV that captures fast moving action without lag for an enjoyable viewing experience. If you need a TV for everyday use, focus on reliability for catching up on your day to day programs. Planning a home cinema? Think about how the TV can help create a cosy and more enjoyable movie set up. Tailor your choice to how you’ll use the TV, making it a perfect fit for your lifestyle.
Choosing The Right Size TV
Common Sizes and Uses for Small TVs
- 24 Inch TVs – Compact and ideal for tight spaces like kitchens or small offices. Lightweight and easy to move around, perfect for portable or temporary setups.
- 32 Inch TVs – Versatile size for bedrooms, kids rooms or secondary TVs in your home. Great balance of size and portability, often used for casual gaming or as a secondary screen for streaming content.
- 40 Inch TVs – Suitable for slightly larger spaces or small living rooms where a bigger screen isn’t necessary. Offers slightly more immersive viewing without taking up too much space – ideal for small apartments or guest rooms.
Common Sizes and Uses for Medium TVs
- 43 Inch TVs – Moderate viewing distances and smaller spaces where a compact but immersive experience is desired. Perfect for smaller living rooms, bedrooms or apartments. A great option for casual streaming, TV shows, or secondary screens in shared spaces.
- 50 Inch TVs – Works well as the primary TV in living rooms or family spaces. Excellent for movie nights, sports and general entertainment. Households that want that versatile size without sacrificing screen quality or features.
- 55 Inch TVs – One of the most popular sizes for all-around use, including home theatres, gaming and streaming. Medium sized living spaces and families who want a balance between price and size.
- 60 Inch TVs – Suitable for more immersive viewing experiences, like watching thrillers or gaming with realistic details. Works well with larger living spaces, people who want the more cinematic experience without moving into the large TV category.
Common Sizes and Uses for Large TVs
- 65 Inch TVs – Perfect for family living rooms, providing a larger screen for movie nights, sports and streaming your latest series. It balances size and affordability while delivering an immersive experience.
- 75 Inch TVs – Offers a more cinematic experience, ideal for home theatres or larger living rooms. Great for showcasing ultra high definition content or gaming with realistic details. Larger spaces where viewers can sit at least 9–12 feet away for optimal quality.
- 85 Inch TVs – Designed for creating a true theatre-like experience, these TVs provide stunning visuals for large gatherings or premium home cinema setups. Spacious living areas, media rooms, or dedicated home cinema with sufficient room for viewing distances of 10–15 feet.
- 100 Inch TVs – Ultra large TVs are typically used for exclusive entertainment setups, luxury spaces, or even business presentations. They’re perfect for those who want the pinnacle of immersive entertainment.

Samsung 85″ 4K Crystal UHD TV
An 85-inch TV, like the Samsung UE85DU7100, offers a cinema-like experience with 4K resolution and HDR, enhancing clarity and vibrancy. Ideal for large spaces, it provides a clear view from a distance and ensures everyone enjoys the content. Perfect for movie lovers, gamers, and sports fans, it keeps your setup future-proof with more 4K content available.
TV Display Technologies
- LED (Light-Emitting Diode) – Uses LED backlighting behind an LCD (Liquid Crystal Display) panel to produce images. This is affordable, energy efficient and widely available. Best for Everyday viewing in well-lit rooms.
- OLED (Organic Light-Emitting Diode) – Each pixel emits its own light, enabling perfect blacks and vibrant colours. Incredible contrast, wide viewing angles and slim design. Best for dark rooms, movie enthusiasts and high end set ups.
- QLED (Quantum Dot LED) – Adds a layer of quantum dots to LED backlighting for enhanced brightness and colour. Advantages of this display bright, vivid colours, durable performance and its best for Bright rooms and gaming.
- Mini LED – Uses smaller LEDs for more precise backlighting and improved contrast. Combines LED affordability with OLED-like performance. Balanced performance and price.
- Micro-LED – Combines the best of LED and OLED, with self-emissive pixels for perfect blacks and high brightness. It’s cutting-edge but still quite costly.

Hisense 55″ QLED Smart TV
A 55-inch TV is perfect for most living rooms and bedrooms, offering a large screen for immersive 4K viewing (3840×2160 resolution) with vivid colours. It’s great for gamers, with a high refresh rate and variable refresh rate (VRR) for smooth, lag-free play. Dolby Atmos enhances the sound for a richer experience, while the user-friendly interface makes navigating apps and streaming easy.
Smart TV Features
- Built-in streaming apps – Have access to popular streaming services such as Netflix, Amazon Prime, YouTube, Disney Plus, BBC iPlayer and many more, that are usually pre installed onto the smart TVs. This gives you instant access to a vast library of content. From movies to TV shows and live events, smart TVs offer virtually limitless entertainment options. With options to download extra apps though the app store beyond what’s built in. Keep in mind that not all smart TVs offer the same or all streaming services, so make sure you do your research first on the specific TV you want.
- Internet connectivity – Smart TVs connect to the internet via Wi-Fi or Ethernet, which is essential for streaming video content and downloading apps. This connectivity also allows for faster access to content. You can easily run searches for videos in an app like YouTube, for example, or even surf the Web in an on-screen browser.
- Voice Control and AI Integration – Most modern smart TVs come with built in voice control features, such as Google Assistant, Amazon Alexa or Samsung’s Bixby. These virtual assistants allow you to control your TV using your voice. This may be to change the channel, search for a movie, adjust the volume, or control your smart home devices. Ai integration can also help with personalised recommendations based on your viewing habits.
- Screen mirroring and casting – Sharing content from your phone screen onto the TV screen for bigger picture. Many smart TVs support screen mirroring and casting through platforms like apple play and Chromecast. You can show off photos, play music or watch home videos from your smartphone on the big screen. Since it’s built in, you won’t need a third-party device like a streaming stick to use it.
- App Store and Customisation – As noted, smart TVs often come with an app store where you can download additional apps, like music streaming services such as Spotify, Netflix, BBC iPlayer, fitness apps, Peloton, YouTube Fitness, and gaming platforms Samsung Gaming Hub, Xbox Game Pass. This means you can personalise your TV experience by adding the apps that suit you and your families needs.
- Software and Security – Just like smartphones and computers, smart TVs regularly receive software updates and security patches to improve performance, add new features, and fix security vulnerabilities. These updates help ensure that your smart TV remains functional and secure, offering a better overall experience.
Audio Options and Features
- Built in TV speakers – Many TVs now include advanced built-in speakers with technologies like Dolby Atmos for immersive sound. Some models even use the screen itself as a speaker.
- Advanced sound technologies – Big TV brands don’t just fit decent speakers in some of their telly’s and leave it at that. They go a step further and use clever sound-enhancing technologies to deliver richer audio and take your viewing experience to the next level.
- Soundbars – For a bigger, bolder cinematic sound in a compact design, a soundbar is the perfect companion for your TV. These slim, rectangular speaker systems connect directly to your television via an HDMI cable. You can either place them neatly on a TV stand beneath your screen or mount them on the wall to match your TV setup.
- The great thing about soundbars is that they significantly enhance your TV’s audio quality without requiring much space—unlike a full home cinema system. While it’s an additional purchase, you can find excellent soundbars starting at around £100, making them an affordable upgrade.
TVs on Finance
- Store Credit/Instalment Plans – Many electronics retailers offer financing directly through them, where you can make monthly payments. These can be either interest-free (if paid off within a certain period) or include interest.
- Credit Cards – Some people choose to put the cost of the TV on a credit card. Some credit cards offer 0% interest on purchases for a set time, but after the promotional period ends, high interest rates can apply.
- Buy Now, Pay Later (BNPL) – Services like Klarna, Afterpay, or Affirm offer financing for TV purchases. These often split the cost into equal instalments over weeks or months.
- Personal Loan – If you have a good credit score, a personal loan can sometimes offer a lower interest rate compared to store financing or credit cards.
TVs FAQ
A regular TV only displays content from traditional sources like cable. Conversely, a smart TV connects to the internet, allowing you to stream content, install apps, and use advanced features like voice control. You can still connect a cable or satellite box to a smart TV if desired, along with other peripherals like a gaming console or Blu-ray player.
Smart TVs include internet connectivity, built-in streaming apps, voice control, AI-powered recommendations, and the ability to integrate with other smart home devices. They come with a remote but many also work with apps you can use on your phone. You can also consider investing in a universal remote control.
Some smart TVs offer free access to certain streaming services or channels, such as Roku Channels, Samsung TV Plus, and LG Channels. However, other popular streaming apps like Netflix and Disney+ require a subscription. You can sign up right from the TV itself or log in using your existing credentials.
Look for HDMI ports, USB ports, and Wi-Fi. HDMI ARC/eARC is useful for connecting soundbars or home theater systems.
A smart TV has built-in internet connectivity and streaming apps. A streaming device like a Roku Streaming Stick, Chromecast, or Amazon Fire Stick is an external device that connects to a TV to enable streaming features. Note that you can still connect one of these devices to a smart TV if you prefer its interface or want a different experience. Both require internet connectivity.
We offer ‘rent-to-own’ hire purchase agreements over a period of 1-3 years for you to purchase Family Vision goods. The exact terms will depend upon your personal circumstances and on the affordability assessment. This is to ensure the repayments are affordable for you. Pay Monthly TVs are available here at Family Vision.
Conclusion: Choosing the Perfect TV for Your Home
In the end, selecting the right TV for your home comes down to understanding your needs and preferences. Whether you prioritize picture quality, smart features, or sound performance, it’s important to balance all these factors based on your viewing habits and budget. Consider key aspects like screen size, resolution (4K or 8K), refresh rate, and compatibility with your other devices. Don’t overlook the audio experience either—if you’re not investing in a sound system, ensure the TV has solid built-in sound.
Take your time to compare models, read reviews, and even test the TV in-store if possible. With the right information and a clear idea of what you want, you can make a confident choice that enhances your entertainment experience for years to come.