Pay Monthly Computers, Tablets & Laptops

Rent-to-own, sometimes referred to as rent-to-buy, is a form of hire purchase. You receive the laptop, computer, or tablet straight away, but ownership does not transfer until you have paid everything in full. If you fall behind with payments or face financial difficulties, it may be possible to return the goods to the lender, Family Finance. They also have the right to repossess the goods if you stop paying. Rent-to-own agreements include protections, including limits on interest so the total amount payable never exceeds double the cash price, including delivery or related charges. Prices are benchmarked against other retailers to make sure they are competitive.

Monthly repayments are made using the method set up when the agreement is arranged. Payment options can include standing order, Continuous Payment Authority, debit card, cash, or bank transfer. The payment schedule and method will be confirmed in the agreement.

The first repayment is normally due within one month of you receiving the device. The exact due date and repayment schedule will be shown clearly in your agreement.

Pay monthly devices are provided through rent-to-own hire purchase agreements offered by the lending partner, Family Finance. Terms are typically over one to three years. The final terms depend on your circumstances and the affordability assessment.

You can still apply. Every application is assessed individually and includes an affordability check. Bad credit does not automatically mean you will be declined, but approval depends on your current situation and ability to keep up with repayments.

You can still make an enquiry, but approval depends on an affordability assessment. Family Finance will review your circumstances to decide whether the repayments are affordable. Providing accurate information during the application helps ensure the right decision is made.