Pay Monthly Gaming Consoles & Games

This is a type of borrowing called hire purchase. You receive your gaming console, PC, VR headset, or accessory straight away, but you do not own it until all payments have been made in full. If you fall behind with payments or experience financial difficulties, it may be possible to return the item to the lender, Family Finance. They also have the right to repossess the goods if payments stop. Rent-to-own agreements include added protections, such as limits on interest so the total amount payable never exceeds double the cash price, including any delivery or related charges. Prices are also checked against other retailers to ensure they are competitive.

Payments are made in monthly instalments using the payment method agreed when your finance is set up. Available options can include standing order, Continuous Payment Authority, debit card, cash, or bank transfer. Full payment details are confirmed as part of your agreement, so you know exactly how and when payments will be made.

Your first repayment is usually due within one month of receiving your gaming equipment. The exact start date and repayment schedule will be clearly shown in your agreement before you commit.

Pay monthly gaming equipment is offered through rent-to-own hire purchase agreements provided by the lending partner, Family Finance. Agreements typically run over one to three years. The exact terms depend on your personal circumstances and the affordability assessment carried out during the application.

You can still apply. Each application is assessed individually and includes an affordability check. Having bad credit does not automatically mean you will be declined, but approval depends on your current financial situation and ability to manage the repayments.

You can still enquire, but approval depends on an affordability assessment. Family Finance will look at your overall circumstances to decide whether the repayments are affordable for you. Providing accurate information during the application helps ensure the right decision is made.