We stock a range of freezers with pay monthly or weekly options through rent-to-own hire purchase agreements provided. All applications are assessed individually based on your circumstances.
Monthly payments divide the total cost into manageable instalments over an agreed term. You will see the full repayment schedule and the total amount payable clearly explained during the enquiry process, before you make any commitment.
Finance costs more overall than paying in cash. Make sure the monthly repayment fits your budget comfortably before signing an agreement and consider how you would manage payments if your circumstances changed.
1. Manageable monthly repayments
Instead of a large one-off payment, you repay the cost in equal monthly instalments. The amount and term length are agreed at the start, so you know the full picture before you proceed.
2. Chest and upright options
Family Vision stocks a selection of freezer types to suit different spaces and storage needs, including:
3. Clear costs with no hidden fees
The full amount payable is shown clearly in your agreement before you commit. There are no surprise charges, and the repayment method is agreed in advance.
Rent-to-own is a type of hire purchase agreement. You use the freezer from the point of delivery, but ownership does not pass to you until all payments have been completed. If payments stop, Family Finance may have the right to repossess the goods. Interest is limited, so the total payable never exceeds double the original cash price, including any related charges.
Monthly repayments are made using the method agreed during setup. This can include standing order, Continuous Payment Authority, debit card, cash or bank transfer. All details are confirmed in the written agreement.
The first payment is usually due within one month of delivery. The exact start date and full repayment schedule are set out clearly before you commit.
Freezers are available through rent-to-own hire purchase agreements offered through the lending partner, Family Finance. Terms typically run between one and three years, depending on the outcome of the affordability assessment.
You can still apply. Each application is reviewed on an individual basis with an affordability check. A poor credit history does not guarantee a decline, but approval depends on your current ability to manage repayments.
You must have a regular income and the ability to repay the loan on time. Our lending partner, Family Finance, will consider current and previous credit history as part of the affordability assessment. We obviously cannot guarantee that everyone who applies will be successful.
You can make an enquiry. Approval is subject to an affordability assessment, and Family Finance will consider your overall circumstances when making a decision.
If you have questions about products, payments, or the enquiry process, get in touch with the Family Vision team.
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