Pay Monthly Dining Room Furniture

Rent-to-own, sometimes referred to as rent-to-buy, is a type of borrowing known as hire purchase. You receive your dining furniture straight away, but ownership does not transfer until all payments have been made in full. If you fall behind with payments or experience financial difficulties, it may be possible to return the goods to the lender, Family Finance. They also have the right to repossess the goods if payments stop. Rent-to-own agreements include protections, such as limits on interest so the total amount payable never exceeds double the cash price, including delivery or related charges. Prices are benchmarked against other retailers to ensure they are competitive.

Payments are made in monthly instalments using the method agreed when your finance is set up. Options can include standing order, Continuous Payment Authority, debit card, cash, or bank transfer. The repayment schedule and amounts are clearly confirmed in the agreement.

The first repayment is usually due within one month of receiving your furniture. The exact due date and full repayment plan will be shown clearly before you commit.

Dining room furniture is offered through rent-to-own hire purchase agreements provided by the lending partner, Family Finance. Agreements typically run over one to three years, depending on your circumstances and the affordability assessment.

You can still apply. Applications are considered individually, and your credit file is only one factor in the decision. Other factors can include income, outgoings, and any previous record. Approval is subject to an affordability assessment.

You can still enquire, but approval depends on an affordability assessment. Family Finance will review your circumstances to decide whether repayments are affordable.