Getting a gaming PC on finance means you can spread that cost over monthly payments without the need of paying the full amount upfront.
A capable gaming PC is a bigger investment than most consoles, which is exactly where monthly payments can help. Instead of a large one-off cost, the total price is divided into regular instalments over an agreed term. The repayment amount, term length and total amount payable are all explained clearly during the enquiry process.
Rent-to-own is a form of hire purchase. You receive the gaming PC straight away and use it from delivery, but you do not own it until all payments have been made in full. If payments stop, Family Finance may have the right to repossess the goods. These agreements include protections, such as limits on interest so the total amount payable never exceeds double the cash price, including any related charges.
Repayments are made monthly or weekly using the method agreed when your finance is set up. This can include standing order, Continuous Payment Authority, debit card, cash or bank transfer. All payment details are confirmed in your agreement.
Your first repayment is usually due within one month of the gaming PC being delivered. The exact date and repayment schedule are shown clearly before you commit.
Gaming PCs are provided through rent-to-own hire purchase agreements offered by the lending partner, Family Finance. Agreements typically run over one to three years, depending on your circumstances and the affordability assessment. Given the higher price of gaming PCs, it is worth reviewing the full repayment schedule carefully before committing.
You can still apply. Each application is reviewed individually and includes an affordability check. Having bad credit does not automatically mean you will be declined, but approval depends on your current financial situation and ability to manage repayments.
You can still make an enquiry, but approval depends on an affordability assessment. Family Finance will review your circumstances to decide whether the repayments are affordable.
If you have questions about specifications, payment options or the enquiry process, the Family Vision team is here to help.
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