Pay Monthly Fridges & Freezers

Rent-to-own, also known as rent-to-buy, is a type of borrowing called hire purchase. You receive the fridge freezer straight away, but you do not own it until all payments have been made in full. If payments are missed or financial difficulties arise, it may be possible to return the appliance to the lender, Family Finance. They also have the right to repossess the goods if payments stop. These agreements include protections such as limits on interest, meaning the total amount payable never exceeds double the cash price, including delivery or related charges. Prices are benchmarked against other retailers to ensure they are competitive.

Instalments can typically be arranged weekly or monthly, depending on the agreement offered. The repayment frequency, instalment amount, and total payable figure will be clearly explained before you commit.

The first repayment is usually due within one month of receiving your appliance. If weekly instalments are arranged, payments may begin sooner. Your agreement will clearly outline the start date and payment schedule.

Fridge freezers and other refrigeration appliances are offered through rent-to-own hire purchase agreements provided by the lending partner, Family Finance. Agreements generally run over one to three years. Repayments may be structured as weekly or monthly instalments.

You can still apply. Each application is reviewed individually and includes an affordability check. Having bad credit does not automatically mean you will be declined.

You can still enquire, but approval depends on an affordability assessment. Family Finance will review your circumstances to determine whether repayments are affordable.