Pay Monthly Laundry, Washing Machines & Tumble Dryers

Rent-to-own, sometimes called rent-to-buy, is a type of borrowing known as hire purchase. You receive the washing machine, tumble dryer, or washer dryer straight away, but you do not own it until all payments have been made in full. If you fall behind with payments or experience financial difficulties, it may be possible to return the appliance to the lender, Family Finance. They also have the right to repossess the goods if payments stop. Rent-to-own agreements include protections, such as limits on interest so the total amount payable never exceeds double the cash price, including delivery or related charges. Prices are benchmarked against other retailers to ensure they are competitive.

Monthly repayments are made using the payment method agreed when the finance is set up. This can include standing order, Continuous Payment Authority, debit card, cash, or bank transfer. The payment schedule and amounts are clearly outlined in the agreement.

The first repayment is usually due within one month of receiving the appliance. The exact date and full repayment schedule will be shown clearly in the agreement before you commit.

Laundry appliances are offered through rent-to-own hire purchase agreements provided by the lending partner, Family Finance. Agreements typically run over one to three years, depending on your circumstances and the affordability assessment.

You can still apply. Every application is assessed individually and includes an affordability check. Having bad credit does not automatically mean you will be declined, but approval depends on your current situation and ability to manage the repayments.

You can still make an enquiry, but approval depends on an affordability assessment. Family Finance will review your circumstances to decide whether the repayments are affordable. Providing accurate information during the application helps ensure the right decision is made.